Before diving into the intricacies of transferring points, it's essential to understand what Chase Ultimate Rewards points are and how they work.
Cardholders earn points on purchases, which can then be redeemed for travel, cash back, gift cards, or transferred to select airline and hotel partners.
If you have one of these cards, you're eligible to transfer points to other accounts, including those of friends and family members.
To transfer points to another person, both you and the recipient must have Chase Ultimate Rewards accounts.
If your friend or family member doesn't have one, they'll need to sign up for a Chase credit card that participates in the Ultimate Rewards program.
Once they have an account, they can link it to their credit card and start earning points.
To transfer points to another person, both you and the recipient must have Chase Ultimate Rewards accounts.